Author Archives: LaToya Irby

About LaToya Irby

LaToya Irby is a full-time freelance writer and a graduate of the University of Alabama. She primarily writes about personal finance, freelancing, and other self-employment topics.

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What You Can Do Today To Secure Your Future

By on February 27th, 2012

Here’s a lesson I’ve been trying to teach my almost-four-year-old: you have to plan for tomorrow today. Of course, I keep it age-appropriate for her, especially since the concept of today and tomorrow are still kind of vague. You know, …

7 Comments

Posted in Freelance Finance |

Don’t Skimp on the Things That Count

By on February 14th, 2012

Over the years, I’ve become increasingly more frugal and more DIYish. I blame self-employment for enabling me to figure out just how much I can do on my own. I never buy frozen dinners because, besides the health factors, I …

4 Comments

Posted in Freelance Finance |

Stand Up for Your Rates

By on January 30th, 2012

To make a good living from writing, you must (must MUST) charge a rate that you can live on. Years ago, when I first started freelance writing, I routinely accepted jobs for just one or two cents per word. I …

10 Comments

Posted in Freelance Finance |

The “Live on the Rest” Budgeting System

By on January 16th, 2012

For many self-employed workers, taxes and savings are the two hardest expenses to keep up with. I think it’s because there’s no immediate benefit or consequence to either of them. A lot of people mentally plan their budgets based on …

2 Comments

Posted in Freelance Finance |

The Financial Side of Becoming a Freelance Writer

By on January 3rd, 2012

Did you start 2012 with the goal of becoming a full-time freelance writer? For many people, the writing part of a writing business is the easy part. The business part – making a living and following the necessary tax rules …

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Posted in Freelance Finance |