Freelancers and LLCs: Not as Much Protection as You Think

You’ve probably heard this advice before: to protect yourself professionally, you should set up your freelance writing business as a limited liability company (LLC). The basic idea is that an LLC will protect your personal assets if claims were to arise against your business. But registering your freelance business as an LLC might do little more than give you a false sense of security. This

Getting Insurance for Your Writing Business

I met with a local State Farm agent recently about getting errors & omissions coverage for my freelance writing, blogging, and publishing services. I received notice this morning that they won’t cover my business. The reason? They said their policies don’t cover: Freelance Writers Bloggers Publishers Web content developers Website managers / owners Um… okay? We’re talking about a kind of insurance that’s not exactly

Just One More Reason to Hate Odesk

Thanks to Thursday Bram for bringing this story to my attention. I don’t think it’s any secret that I despise oDesk. Why? Because they not only allow, but encourage, clients to cross the employer / client line with their software that lets clients actually watch you work, while you’re working from your own machine in your own home, etc. I’m not going to get into